Get started with card payments on Google Pay
You can add credit or debit cards to your list of payment methods instead of paying directly from a linked bank account.
Important: Cards added to Google Pay don’t replace linked bank accounts and are only valid payment methods for direct transactions with merchants. To send or receive money with others, you must link a bank account and act as your default payment method.
Learn: How to Register on Google Pay App.
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Learn: How to apply for
pre-approved loans from Federal Bank on Google Pay
Learn: How to apply for
pre-qualified loans with DMI Finance on Google Pay.
Learn: How To Add A RuPay
Credit Card On Google Pay
Learn: How to Change or
reset your UPI PIN on Google Pay
Learn: Fix issues with “No
bank account found” (Google Pay)
How it works
When you
add a credit or debit card as a payment method, Google Pay creates a virtual
account number known as a 'token' that replaces your card’s actual number. This
process, called 'tokenisation', keeps your personal and financial information
private. Tokenisation helps makes sure that your private information isn’t shared
with anyone else when you make transactions, including transactions in other
apps.
Once your
token has been created and your card has been verified as a payment method, you
can use your card to pay merchants in your day-to-day transactions. For each
transaction that you make with a card, you have the chance to win prizes and
other rewards.
Learn: How to Create a new UPI ID on Google Pay
Learn: How to avail pre-qualified loans with IDFC on
Google Pay
Learn: Learn about smart
routing with extra UPI IDs on Google Pay
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Cashback
Learn: How To Create Or Find Your UPI ID On Google Pay
Learn: Create
& manage a group on Google Pay
Where you can
pay
You can use
a credit or debit card added in Google Pay for the following types of
transactions:
- Tap & pay (NFC)
- Bharat QR
- Bill payments and recharges on Google Pay
- Online payments on Myntra, Dunzo, Yatra,
Magicpin, Coolwinks, EaseMyTrip and Confirmtkt Android apps
Important: You
can work with your issuer bank to opt out of these types of transactions for
your tokenised cards.
Learn: How to Change yourUPI PIN on Google Pay
Learn: Fix issues with
mobile number linked to multiple bank accounts (Google Pay)
Learn: Fix SIM-related
errors (Google Pay)
Learn: How to check your
bank statement (Google Pay)
Learn: Troubleshoot common
issues when you add a bank account (Google Pay)
Learn: Track
group expenses on Google Pay
Supported
banks
You can currently add the following cards:
Bank/Company |
Cards |
Axis Bank |
Visa credit card |
Visa debit card |
|
Mastercard credit card |
|
Mastercard debit card |
|
State Bank of India (SBI), SBI cards |
Visa credit card |
Visa debit card |
|
Mastercard credit card |
|
Mastercard debit card |
|
Kotak Bank |
Visa credit card |
Visa debit card |
|
HDFC Bank |
Visa credit card |
Visa debit card |
|
Mastercard credit card |
|
Mastercard debit card |
|
IndusInd Bank |
Visa credit card |
Visa debit card |
|
Mastercard credit card |
|
Mastercard debit card |
|
Federal Bank |
Visa debit card |
Mastercard credit card |
|
Mastercard debit card |
|
RBL Bank |
Mastercard credit card |
Mastercard debit card |
|
HSBC Bank |
Visa credit card |
Mastercard credit card |
|
ICICI Bank |
Mastercard credit card |
Mastercard debit card |
|
Visa credit card |
|
Visa debit card |
|
OneCard |
Visa credit card |
Bank of Baroda |
Visa credit card |