How to Create a new UPI ID on Google Pay
How to Create a new UPI ID on Google Pay
Google Pay (formerly Android Pay) is a mobile payment service developed by Google to power in-app, online, and in-person contactless purchases on mobile devices, enabling users to make payments with Android phones, tablets, or watches. Users can authenticate via PIN, passcode, or biometrics such as 3D face scanning or fingerprint recognition.
As of 2023, it is currently available in 71 countries.
Pay and receive money instantly using your existing bank
accounts. No more reloading mobile wallet balances or withdrawal fees. It’s
your money, made simple.
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Offers: How To Create Or Find Your UPI ID On Google Pay
How can I create a VPA or UPI ID?
If you add a bank account to
your Google Pay account, you can create a VPA or UPI ID for it.
1.
On your
mobile device, open the Google Pay app.
2.
At the top
right, tap your Profile picture.
3.
Tap Bank
account.
4.
Tap the
bank account you added to Google Pay.
5.
Next to
"UPI ID," tap Edit.
6.
To create a
UPI ID, tap Plus.
Tips:
- You can create up to 4
UPI IDs on Google Pay for each bank account you add.
- You can't use VPA or
UPI IDs created through other UPI apps or net-banking portals for Google
Pay.
- A new VPA or UPI ID is
created for you when you sign up for Google Pay.
- The VPA or UPI ID
created through Google Pay is the default VPA or UPI ID on your Google Pay
account.
- You can keep the ID you
want and delete other associated IDs.
Questions
about multiple VPA or UPI IDs
1. How does an additional UPI ID work?
Sometimes, transactions may take longer or fail because of issues with
UPI payment servers. An additional UPI ID helps improve your payment success
rate by routing your transaction through the server that will ensure a
successful payment.
2. How many
UPI IDs can I have?
You can add up to 4 UPI IDs for your bank account. You can also remove
these at any time. You can have multiple UPI IDs for the same bank
account.
3. Can I have multiple VPA or UPI IDs?
You can create up to 4 VPAs on Google Pay.
1.
On your mobile
device, open the Google Pay app.
2.
At the top
right, tap your Profile picture.
3.
Tap Bank
accounts.
4.
Tap your
bank account.
5.
Tap UPI
IDs.
6.
You can
create additional UPI IDs
4. How to Enable smart routing through social sharing?
What’s social sharing
During a payment, if the
beneficiary’s Virtual Payment Address (VPA) is unavailable, the payer is
notified to “invite the payee” to set up an extra VPA. This invite is sent as a
link on social sharing platforms like WhatsApp. Once the beneficiary sets up the
extra VPA, the payer is notified to retry the payment.
For payers: Steps for social sharing
If your beneficiary’s VPA is
unavailable, you can send them a message to set up an extra VPA. When the
beneficiary’s VPA is unavailable, Google Pay notifies you.
1.
On your
screen, click Message.
2.
Select the
social sharing platform you choose to send a message to your beneficiary.
3.
A link is
sent to the beneficiary.
Tip: When the beneficiary sets up an extra VPA, you’ll be notified.
For beneficiaries: Set up an extra VPA
If the payer requested to set up
an extra VPA, you’ll receive a message about it. If you receive a message to
set up an extra VPA:
1.
On your
phone, to set up an extra VPA, go to the notification.
2.
Tap the
link provided in the message.
3.
To set your
extra VPA, follow the on-screen instructions.